»Required documents

Documents required for preparing the leasing file

Legal entities

  • The identity document of the person designated to sign the contract;
  • Single registration certificate;
  • Tax registration certificate (for VAT purposes);
  • The Memorandum of association;
  • The latest 2 balance sheets (annual and half-yearly) accompanied by proof of their submission to the competent authority and the related analytical trial balances;
  • The latest completed analytical trial balance;
  • The analytical balance for Accounts 401 and 411, which will include: balance at the beginning of the year, current turnover, aggregate turnover and final balance;
  • The status of outstanding lease/loan instalments at the date of the latest balance sheet, according to the attached model;

Authorised sole traders

    Applicant’s documents:
  • Single registration certificate – copy;
  • Applicant's activity authorisation and tax certificate (fiscal code – if applicable) or their license – copy;
  • The identity document of the authorised person – original;
  • Consent for consulting the database of the Central Credit Register – 2 copies for authorised sole traders and 2 copies for sole traders;

  • Accounting documents:
  • Copy of the Receipts and Payments Ledger for the current year;
  • Statement of income for the fiscal year ended / Definitive Tax Notice for the last fiscal year ended;
  • Statement of estimated income for the current year / Provisional Notice including prepayments for the current fiscal year;
  • Lease/credit status for the last month ended: both for authorised sole traders and for sole traders (2 tables will be filled in);

Individuals

  • Funding application form, including the Consent for consulting the database of the Central Credit Register – standard form (both the applicant's and the spouse's/grantor's data will be filled in, if applicable) (original)
  • Identity card (copy)
  • Individual tax record for the year preceding the year when funding is applied for (within legal limits, copy), signed and stamped by employer
  • Certification of net salary for the past 6 months – standard form (original)
  • Individual employment contract with registered in the Employee Records Register if it was concluded after 01.01.2011, or bearing the stamp from the local Labour Inspectorate if it was concluded before 01.01.2011, as well as any addenda to the individual employment contract, signed and stamped by the employer for compliance (copy)
  • Copy of the page in the Employee Records Register which includes records about the applicant for funding, signed and stamped by the employer for compliance
  • Any other documents demonstrating client’s additional income (copies)
  • Recent utility bill from home address (copy)
  • Signature specimen of the person signing the lease contract: signature specimen in the bank OR any act signed before a notary public (including signature specimen authenticated by a notary public) OR copy of driving license OR copy of passport